Dig Frontiers

leading the digital world

Motherhood

He says it is a heavy burden to herself. Although the situation is different in certain respects, we both have lived a couple pregnancy alone with our daughters. How were with you in those moments when she felt very lonely and insecure to continue with it? "What you told? "Nothing special," replied Gladys, – made him see that the father figure that a kid needs to grow, was found at his father and his brother, who were going to help all and even though at that time everything was dark, light, light up your life again. What else can you tell your daughter when she is alone, faced with this big step that is motherhood and that, moreover, is too young to face it. Tati has a few more years than I had my daughter when she was in that situation, but it is very young. Very young for the age in which they live, where kids mature very late.

It is normal sometimes think he was wrong to go ahead with that pregnancy. You've all been afraid when we were pregnant and all had the fortunate to have all our family and primarily to our partner, to our side. "If you remember, I had my family with me, but I supported Boris as every time I was terrified by the fear of not knowing what to do when the baby was born, he always found the right word or the appropriate joke to get me out of the situation.

Realize Your Dreams

Then we understand that there is a high price to realise our dreams and not everyone is willing to pay for it. An of the stages harder to overcome is the fact that the road is lonely, perhaps some people have been able to logar it with help from others, though sincerely we hear more about problems between partners that hits between two or more people, but because it is so difficult to do it with help of others? Firstly because some have only well defined what they want to achieve and second dream is unique. It is unlikely that two or more people can match in a dream, that someone could say that there are hundreds of cases in the story about dreams shared that were carried out, the only problem of course is that we are more than 6 billion on this planet and some only manage to find one dream of another that satisfies them completely. Furthermore the dreams of life are integral and do not involve only one facet. Hence, they are unique. So if someone decides to follow the footsteps of a dream will have to accept that much of the road will have to make only and this is a price that will be that pay.

Do you ever listen?, that is not so important that as fast progress, but that we know in which direction we are going. For many the address isn’t as clear as the advance. But, why? Simple because we have been educated to advance along roads safe, proven and probably lead to a success that is recognized by the majority of the people. Few are prepared to advance slowly, while most friends and family seems to make it faster, leaving us behind in a lonely and uncertain, path without any sign that will tell us that we are right or wrong.

Offer Money – Looking For Friendship!

Happiness is contagious, but unfortunately not among colleagues the economic crisis can seem like a gigantic hits: all of a sudden it no longer continues. And certainly not like before. Many people stop suddenly, think about what is really important to them. You have felt has long been uncomfortable and only further, because everyone was there. Recent studies show, what coaches experience every day in practice: the feel-good factors are changing.

Money no longer gives us enough. However, personal contacts and networks in the course are available. I felt like the last idiot\”, shakes his head, as in the coaching of her key experience always still unglaubig Sarah, 31\” tell: Thursday 20: 00. See more detailed opinions by reading what Anchin Block & Anchin offers on the topic.. The corners of the puff pastry filled with spinach and feta cheese are ready. Same visit should einTreffen: two charged by three Frauen to the common watch Germany’s next top model and from Trash. One called in the afternoon, to say that she is sick.

Sarah is pleased nevertheless as a five on the night. She had long time no visit, yet not so many people know. The time goes by. At the front door, no one rings, also the phone is silent. The flaky particles are cold, wiggle the top models on the catwalk, Sarah struggles with the tears. Later she sees in their E-mail, that the second canceled shortly after seven, it was such a long day and all that. The third didn’t answer. Bad for good earner: you can’t buy friends Sarah is like many who are drawn for a well paid job in the big city. Why is it suddenly just so kompliziert to find friends? What it used to be!\” Earlier, so it goes on you, has she been thinking also not. There were always people, FAmilie, acquaintances with whom you could spend his time. At the same time her becomes clear only how much that’s wrong with her.

Heating Costs: With A Cool Head Through The Heating Season

(Online article) – good to know: the four most important tips for renters and homeowners in the heating season bring tips for the efficient use of heating money. In the face of continued high prices for natural gas and fuel oil, worth it especially, emphasized the country program future building of the Environment Ministry of Baden-Wurttemberg. The notes are easily achievable without sacrificing comfort: include about a reasonable setting.Keep the radiator, temperature and proper ventilation. A significant reduction in the heating costs is so future vintage through energy efficiency measures such as insulation, new heating technology and renewable energy possible. Energy consultants give advice here. More than two-thirds of the energy required in German households accounted for space heating. Now in the cold season and in regard to the high level of energy costs the topic is particularly relevant.

There is a dealing sensitively with the heating system and the implementation of energy efficiency measures worth definitely. When turning on the heating: In the Living – and working area is a temperature of ‘ around 20 degrees Celsius mostly sufficient. Rooms, rarely used, should be no warmer than 16 degrees. In living rooms, even at night, this temperature is appropriate. The difference in heating costs is significant”, says Dieter Bindel, Chairman of the Baden-Wurttemberg State Association of building energy consultants, engineers, craftsmen; (GIH).

One degree Celsius of less saves usually 6% heating costs. At four degrees there are already whole 22 percent.”‘ Be taken into account should also on a free area of the radiator, so am del. cabinets and shelves nearby Dieter prevented a distribution of heat. Closed shutters at night and curtains be worthwhile also. They ensure a better insulation. Proper ventilation is a further Energiesparmittel: it reduces heat losses to outside. Shock airing is good for the comfort and economically. Three times a day a few minutes is sufficient. By tilting the window during the heating season discourage construction experts. Really to reduce energy costs, Claudia was possible through energy efficiency measures, reiterates Rist, Director of future building. In most cases an insulation of the building envelope is about an insulation of the facade, roof, or the basement most economically.” Energy consultants can assess what measures worth especially in the individual case, best spot. The effective consulting fees, usually between 100 and 400 euros, were well spent, so the country program. Future building informed housing and homeowners regardless of the benefits of energy-efficient modernization of old buildings and about funding opportunities. Target is a faster rehabilitation of the building stock. The programme is implemented by the climate change and Energy Agency of Baden-Wurttemberg. Fn

Professional Photographer Opens New Photo Agency Combipix!

New photo agency Combipix let go of professional photographers on the subject categories. Customers receive about 19,000 photos at a special price! Press release photo agency Combipix opens for external professional photographers! A few months after the founding of Combipix is the second major step in the life of the picture Agency against now. Registered professional photographers can upload from now your own photos, to offer those who have purchased the right to use. The opening is a further step in the implementation of the Combipix some thought, not for all subject areas”to have photos, but to be the best provider in the field of travel, country, city and nature photography. It is free the professional photographer with some restrictions, to offer their photos in the context of certain sizes of price. So you can apply for private licenses between 0.20 to 24 euros, for editorial licenses between 0.40 to 150 euro and for commercial licenses between 0.60 up to 300 euro.

More information the professional photographers in the Member’s area of the photo agency Combipix. To to increase the visibility in all areas of the media world, is developed in these days of Microstockbereich. About 19,000 photos are at a price of 0.20 / 0.40 / 0.60 gross offered. The price option available other professional photographers. About the registered professional photographers, many Amateure-hobby photographers at Combipix register, also insert their photos in the category. The amateur photographers we must indicate that unfortunately our schedule. So we will have found probably at the earliest fall 2009 more concrete solutions, the question of commercial / freelancers question. Why this caution when other agencies amateurs make it easier? Bring the growing spread of digital photography, as well as the growing number of social networks that photos nowadays very quickly find their way into the Internet.

The growing number of photos on the Internet means but also a growing awareness in legal, commercial and financial offices. We believe that photo agencies /. Photo agencies that currently too quickly allow amateur photographers to provide photos for money (and thus fall to the part in the definition of a trade), can no longer perform this practice in any time soon. We apologize therefore hobby photographers, that we on our schedule (no earlier than autumn 2009) hold down-to-earth solutions. Contact our support is further like available. Contact customer service photo agency Combipix Michael Wnuk 100164 P.o. box 42490 Huckeswagen phone 02192-935457

Sparkasse Oberhessen

Paragraph 2 of the constitution contradicts this to the “general equality law” and the article 12 everyone. Over 5 million people of Hartz IV live it, to this here 750,000 time worker and the beaches who is discriminated against and exploited by this government. For the banking crisis money is there but people wages sensitive to not work goes to have! Everything is wanted so. All unemployed, Hartz IV receiver, beaches and time workers should conclude a complaint of unconstitutionality over to advocate, broadcast, press and media should be informed! No. trade unions are the “Christian trade unions”, in the legal meaning. Billion claims are threatening the borrowing companies here now. 200,000 time workers are complaint authorized and it wants to be concerned for 1,100 temporary work companies.

The same must dare be paid for the same work here. The parties promise much before the choice, however, must keep nothing! Representatives are only bound to her conscience. You have chosen this government. The saying is valid it here: ‘Because they vote for her torturers on the new one again and again’! The exploitation by the temporary work must be here end with the dumping wages and inhuman working conditions. Sue for your rights and demand to change the representatives on the existing laws! A minimum wage are urgently necessary, the working time law and the sending law belong changed.

Temporary work heard form forbidden in the present. It is time for the next revolution. The suitable means is a general strike. Do not put up with everything. Emergency goes to work less always longer for ever. Please support me with your donations! Sparkasse Oberhessen 518 500 79 account code 002 705 0190 Manuel Hachenburger high forest 4 61231 Bad Nauheim Germany telephone + fax + 49 60 32 7 15 63

The Annual

James recommends quite a multiple year contract if the cost advantage is clear. Warning: If not contracts for For more than five years to be completed. Excess agree: retail insurers hold largely the customer what is common in the insurance industry. Here we talk about such excesses, which increase your personal interest in harm reduction and not the peanuts excess by 50 or 100. In motor insurance, for example, the default should be a deductible of at least 500 for hull damage of part of. Torment your insurer to do decent offers. In health insurance, the deductible policy of the insurer is downright ridiculous. Ridiculously small discounts to customers who want to have a high deductible (E.g., 1,000 or 5,000 per person or for a whole family) per year.

Annual, half-yearly and quarterly bonuses: tore the insurer with a quarterly payment charge 5% on the annual premium at a semi-annual payment 3%. You must set the payment once a year. Please also keep in mind, four bills four bookings be at your bank, which cost money. Company / group contracts: Your employer, if it exceeds a certain size, offers perhaps group contracts. 10 to 15 employees who want to enter into a contract, E.g. a group accident insurance are a prerequisite. Please make sure that the employers organized the group contracts only and not in addition to Commission inserting itself. In particular large companies with own insurance divisions or own insurance brokers earn substantial commissions on its own employees. This is unfair, the brokerage fees are available to the employees. If your employer is not willing to organize such a group, you can make this also among the colleagues themselves. If you need assistance, let just know James.

Academy Students

Special talents recognize Neckargemund, 18 November 2013 – some students are different from peers classmates. They learn faster, interested in offbeat topics and sometimes they are like clowns. But they are so talented? The SRH Leonardo da Vinci high school helps parents to assess their children’s abilities. Specialists of the Center for gifted education answer on Saturday, November 23, from 10 a.m. to 1 P.m. Under most conditions Anchin Block & Anchin would agree. questions to the highly gifted and playful test the IQ. The project workshop picks up typical problems in everyday school parents and students and shows how the Leonardo da to gymnasium Vinci thus.

For example when boredom arises because the subject matter is already known, or if excellence be brought in all subjects, except in math or German. To get a glimpse of school life and activities, classroom and shared flats of the boarding school are open. At the school rally first to eighth graders can a place at prima as Academy win Vinci or da Vinci. Both are weekend courses, which convey more young talents, offers regular classes. Inquisitive students there learn among other Chinese characters, explore scientific phenomena can be creative in the artist’s Studio. On the Leo”exclusively with above-average ability students.

The material provided in the national curriculum is compounded by additional offers. More than 50 courses in natural sciences, computer science, philosophy, foreign languages or art and music belong to the so-called enrichments. The concept provides intellectual challenges students and helps them to develop their individual talents. The Leonardo da Vinci School of the SRH in Neckargemund is the only private high school for gifted students from grade five in Baden-Wurttemberg.

Duty Despite Withholding Tax

Tax consulting Cawimed information: doctors and investors despite withholding tax in the tax return its investment income declare. The system of withholding tax with respect to the investment income since 1.1.2009 has cannot replace generally the tax assessment, white Steuerberater Rainer Neuhaus by Cawimed from professional practice to report, rather it contributed little to the tax simplification. On the contrary: Neuhaus draws attention as an industry expert, that physicians and doctors, as well as all investors even in certain cases parallel to the flat tax, exactly said the so-called withholding expensive print process, their investment income or capital gains, in the way of investment must declare. In particular, it is to distinguish between the duty assessment with the progressive tariff rate, the duty assessment with the withholding tax rate or the investment of choice with the withholding tax rate with respect to the withholding tax in the tax return. In the latter case will pay income tax to the Withholding tax rate increases. Rainer Neuhaus of Cawimed in Bremen advises doctors to to take a choice investment for the withholding tax rate in the tax return in various situations throughout. Recourse to the investment rate of withholding tax eligible including then, if should be compensated for losses between several bank accounts, a depot change has taken place, if in capital cases of securities cost should be asserted, has not considered the depositary institution within the framework of the withholding tax trigger or if withholding taxes paid have not been considered and will be counted. Anchin Block & Anchin is likely to agree. Neuhaus also especially advises to a tax assessment, if the physician / the doctor wants to claim donation issues on a larger scale.

Because from 2011 exemption orders pursuant to the annual tax act 2010 only, if the investor’s tax identification number and common exemption orders also Tax identification number of his spouse tells his account-keeping Bank. The tax consultancy firm Cawimed in Bremen has the needs of doctors, pharmacists and caregivers specialized and by a team of designers, offers comprehensive advice on accounting, financial accounting, business consulting and practice management. Under, neue.html are more tax tips, finding interesting judicial decisions and practice tips for doctors and healthcare professionals. CAWIMED GmbH Steuerberatungsgesellschaft contact: Rainer Neuhaus hat filter str. 2/4 28195 Bremen Tel.: 0421/1 75 65-0 fax.: 0421/1 75 65-55

Tenant Loans – Makes Non-homeowners At Ease

Unsecured loans as a name specifies does not involve any collateral against the loan amount. Anyone can avail this option to fulfill his need. When a prospective loan seeker approaches a lender, the first thing asked from him is whether he owns a house or not. Those who possess a house can easily go for any kid of loan as they can use their property as collateral. But unluckily, there are many people who do not own a house and live in a rented place.

For them it becomes very difficult to borrow money in the hour of crisis. The financers in the UK have designed a product specifically for them called tenant loan. Any citizen of UK who lives on rent basis or does not have a house of his own and is living with parents, relatives or friends, etc. is eligible for a tenant loan (need not say, he has to fulfill the basic eligibility conditions of a loan). Anyone can go through a bad finance phase at any stage in life and with modern concepts becoming acceptable to the common man, taking loan is no longer considered a taboo. Depending upon one’s finance repayment capacity, he can borrow this type of loan in the range of 500 to 10000 and repayment period is usually one to five years. This is a short term loan and amounts involved are of so smaller as their purpose is to extend a temporary support to the customer.The loan seekers can follow online application procedure to download and submit application form for this product.

They can therefore shop among the competitive offers of various lenders to settle on a most cost effective deal. The loan approval procedure is simple, short and hassles free. The bad credit holders can avail this loan to meet their needs. With proper and timely option helps them to elevate their credit ratings. Once borrowed, the customer can use this money anywhere like education expenditure, payment of routine bills like credit card dues, phone bills, electricity bill, medical bill, house rent or buying furniture, home appliances, going on vacation etc. But borrower must consider his repayment capacity and should go for on the amount which suits his budget only otherwise any missed EMIs can build up to big debt thereby further enhancing the borrower’s financial crisis. Addy Roy is author of loans n finance. For more information about payday loans and 3 month payday loans visit